Financial Planning

As a former IRS economist, I help clients make thoughtful financial decisions with fee-only, fiduciary guidance that integrates taxes, retirement, investments, and benefits. Based in Silver Spring, MD, I work with professionals, business owners, and families throughout the Washington, DC metro area who want objective financial planning that prioritizes clarity, efficiency, and long-term outcomes.

Is financial planning right for you?

Financial planning is most valuable when decisions are interconnected. You may benefit from working together if you:

  • Want to reduce taxes over time through forward-looking strategies

  • Are planning for retirement or other long-term goals and want clarity on tradeoffs

  • Want to make the most of federal or employer-sponsored benefits

  • Are considering a career change, buyout, or early retirement

  • Are navigating an inheritance or unexpected windfall

  • Prefer objective advice over product recommendations or high-risk investing

This approach is especially well-suited for professionals and business owners in Silver Spring and throughout the Washington, DC metro area who value thoughtful, disciplined decision-making.

How the planning process works

Financial planning begins with understanding your goals, constraints, and priorities. We then evaluate how your income, savings, taxes, benefits, and investments interact over time.

Clients receive a written financial plan that outlines recommendations, tradeoffs, and next steps. Engagements may be structured as a one-time planning project or as part of an ongoing advisory relationship, depending on your needs.

Plans are revisited and refined as circumstances change, ensuring decisions remain aligned with your long-term objectives.

Financial planning, tax planning, and retirement strategy

Many clients come in with a specific concern (taxes, retirement timing, or investment decisions) but quickly realize these issues are connected.

Financial planning provides the framework that allows:

Next steps

Ready to discuss your financial goals? Schedule a free introductory call to explore how comprehensive financial planning can help you make better decisions. You can also review fees and service options or visit the FAQ for answers to common questions about the planning process